Erma Smith, 95, of Marshalltown and formerly of Grinnell, died on Saturday, April 30, 2022, at Grandview Heights Care Center in Marshalltown. A funeral service will be held at 11:00 am on Friday, May 6, 2022, at the Smith Funeral Home in Grinnell with Pastor Anthony Nieuwsma officiating. Interment will be in Hazelwood Cemetery in Grinnell. A reception will follow at the Grinnell Friends Church. Visitation will be held one hour prior to the service at the funeral home. Memorials may be designated to the Grinnell Friends Church or to Dollars for Scholars, and mailed in care of the Smith Funeral Home, PO Box 368, Grinnell, Iowa 50112. Memories and condolences may be shared with her family online at www.smithfh.com. Erma Jean Duncan was born the daughter of Cecil and Sophia (Hursey) Duncan on August 12, 1926, in Lineville, Iowa. She was raised and educated in Grinnell and Montezuma respectively and graduated from Montezuma High School in 1944. Erma was united in marriage to Harold Smith on January 23, 1946, in Montezuma. Their marriage was blessed with five children, Roger, Pamela, Connie, Randy, and Jackie. The couple farmed near Ladora and Melbourne until 1950, when they moved to Grinnell. While living in Grinnell, Erma was an insurance clerk for Goodwin, Hamor, McConnell and Voss Insurance Agency. In 1971 Harold took a job with Martin-Marietta and they moved to Denver, Colorado. Erma was employed as an accounting clerk at GEICO Insurance and at Howard Electric in Denver. In 1985 they moved back to Iowa and enjoyed their retirement years at Holiday Lake near Brooklyn. They moved back to Grinnell in 1994. Erma was a member of the First Baptist Church in Grinnell and joined the Grinnell Friends Church in 2000. She was a member of the Rebekah Lodge and the Red Hat Club. Her enjoyments were traveling, collecting owls and miniature state spoons, going to Meskwaki Casino, and most importantly, being with her beloved family. Erma is survived by two sons, Roger (Jan) Smith of Marshalltown, IA, and Randy (Marcia Winningham) Smith of Kellogg, IA; two daughters, Connie Bailey of Phoenix, AZ and Jackie Smith of Phoenix, AZ; 13 grandchildren; 7 great grandchildren; her brother, Gerald Duncan of Grinnell; and many nieces and nephews. She was preceded in death by her parents; husband, Harold Smith; daughter, Pamela Guthridge; siblings, Howard Duncan, Evan Duncan, Rollie Douglas, Maxine Davis, and Deloris Walter; and her half-sister, Alice Penelton.